Notional is a protocol on Ethereum that facilitates fixed-rate, fixed-term crypto asset lending and borrowing. The core concept of Notional is fCash, a zero-compound bond defined by a currency type and maturity date. Notional’s liquidity pools are built by liquidity providers who contribute cTokens and fCash and act as counterparty to the lenders and borrowers that are active on the protocol. We were joined by co-founders Teddy Woodward and Jeff Wu to chat about the benefits and tradeoffs of fixed rate interest borrowing, how Notional operates, and comparisons to other lending protocols in the space. Topics covered in this episode: Teddy and Jeff's backgrounds and how they got into cryptoThe benefits of a fixed rate over a variable interest rate loanThe product from a user perspectiveThe role of liquidity providers in the protocolTradeoffs of using Notional as opposed to other lending platformsLender and borrower obligationsHow Notional maintain securityThe ERC1155 token standard which is implemented on fCashThe maturity parameter and how it's determinedThe Notional governance modelEpisode links: Notional FinanceNotional DiscordNotional on TwitterTeddy on TwitterJeff on TwitterSponsors: ParaSwap: ParaSwap aggregates all major DEXs and makes sure you beat the market price at every single swap and with the lowest slippage - paraswap.io/epicenterChorus One: Chorus One runs validators on cutting edge Proof of Stake networks such as Cosmos, Solana, Celo, Polkadot and Oasis. - https://epicenter.rocks/chorusoneThis episode is hosted by Sebastien Couture & Friederike Ernst. Show notes and listening options: epicenter.tv/413

The Reserve project is on a mission to provide every person in the world access to stable currency. They are working to rebuild financial services in countries such as Argentina and Venezuela, that have suffered from high inflation and ongoing currency devaluation. The protocol is designed to host a completely decentralized stablecoin that can not be manipulated by governments, with an end goal of a fully self-sustainable platform with decentralized governance and developments. We were joined by Co-founder & CEO, Nevin Freeman, to chat about Reserve's focus in Latin America, their support of activism, and the road ahead for the project. Topics covered in this episode: Nevin's background and how he got into cryptoWhat is Reserve and what is the problem it's solvingHow do they get around regulatory pushbacks in Latin AmericaThe main components of the Reserve system - RSV and RSRTackling high gas feesReserve's go to market strategy and why the focus on Latin AmericaWhy Reserve encourage's activismReserve's goal to eradicate hyperinflationThe connection with Peter Tiel (Paypal)The Reserve business modelEpisode links: ReserveReserve on TwitterNevin on TwitterSponsors: Chorus One: Chorus One runs validators on cutting edge Proof of Stake networks such as Cosmos, Solana, Celo, Polkadot and Oasis. - https://epicenter.rocks/chorusoneParaSwap: ParaSwap aggregates all major DEXs and makes sure you beat the market price at every single swap and with the lowest slippage - paraswap.io/epicenterThis episode is hosted by Brian Fabian Crain & Sebastien Couture. Show notes and listening options: epicenter.tv/411