#245 With more and more college degrees being granted and higher student loan balances, when does it make sense to go to a highly selective college or to college at all? What can increase earnings more than just having college degree? Thanks to TripActions and Shipstation for sponsoring the episode. For show notes and more information on this episode click here. [0:17] The price paid by parents for their children’s prestigious degrees.[3:28] David’s college experience.[5:14] Does ambition or a selective school earn more?[7:44] The influence of family background.[9:32] The importance of college networking.[10:30] Overcoming discrimination.[12:12] College degrees as hiring filters.[15:45] How much student debt should you take on?[20:28] Student loan forgiveness.[23:36] Is college worth it? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#243 What are the key metrics to determine if you have reached financial independence and can retire early. How major stock market losses can derail early retirement plans and what to do about it. Thanks to Sleep Number and Blinkist for sponsoring the episode. For show notes and more information on this episode click here. [0:19] Interview opportunity with Suze Orman.[1:15] FIRE: Financially Independent Retire Early.[2:06] Suze’s response to the FIRE movement.[3:36] Controversy over the motives driving FIRE.[6:42] Understanding the math of early retirement.[12:46] How a market loss would affect your early retirement plan.[17:26] Would the FIRE community be better prepared for a market crash?[19:03] Modeling out different paths to help prepare against catastrophe.[22:28] Utilizing different portfolio drivers.[23:53] Viewing early retirement success in terms of probability. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.