How the carbon emissions allowances and carbon offset markets are structured and how to invest in them. Topics covered include: How much greater are the levels of carbon dioxide in the atmosphere and how much have average temperatures increasedWhy industries and companies are seeking to cut their greenhouse gas emissionsHow cap and trade emissions trading systems workWhat are the demand and supply dynamics of tradable emission allowancesWhat has been the performance of tradeable emission allowancesHow ETFs invest in tradable emission allowancesHow the voluntary carbon offset market is structured and what are the demand and supply dynamicsWhy do companies make voluntary pledges to reduce their carbon footprintsWhat are the types of carbon offset projectsWhy it is more difficult to invest in carbon offset markets and how that is changing The Money For the Rest of Us podcast is ad-supported, but you can support the show and listen to episodes ad-free by becoming a subscriber. Learn about subscribing here. Thanks to Policygenius and Mint Mobile for sponsoring the episode. For more information on this episode click here. Show Notes Vital Signs: Carbon Dioxide—Nasa Global Energy Perspective 2021—McKinsey & Company Climate Change: Global Temperature by Rebecca Lindsey and LuAnn Dahlman—NOAA 2030 Climate Target Plan—European Commission FAQs Carbon Markets & Indices—Intercontinental Exchange, Inc. Carbon trading: the ‘one-way’ bet for hedge funds by David Sheppard—Financial Times KRBN KraneShares Global Carbon ETF—Krane Shares The Regional Greenhouse Gas Initiative, Inc. Corporate Carbon Reduction Pledges: An Effective Tool to Mitigate Climate Change? by Stephen Comello, Julia Reichelstein, and Stefan Reichelstein Carbon offset prices set to increase tenfold by 2030 by Michael Holder—GreenBiz Carbon offsetting is essential to tackling climate change—The Economist Cheap cheats—The Economist Future Demand, Supply and Prices for Voluntary Carbon Credits – Keeping the Balance—Trove Research Carbon offsets gird for lift-off as big money gets close to nature by Susanna Twidale and Shadia Nasralla—Reuters CBL Global Emissions Offset Futures – Constract Specs—CME Group CBL Nature-Based Global Emissions Offset (N-GEO) and CBL Global Emissions Offset (GEO) Futures ‒ Frequently Asked Questions—CME Group CME Announces Global Emissions Offset Futures by Filipe Wallin Albuquerque—Nordic Sustainable Investment Platform Related Episodes 251: Impact Investing and Intentionality 262: Better Not Bigger, Circular Not Linear – How the Global Economy Is Changing 340: Climate Change, ESG, and What Should Investors Do? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool. Topics covered include: Why it is more difficult to get a mortgage todayHow federal government mortgage guarantees lead to lower mortgage ratesHow to analyze whether to pay off your mortgage earlyThe differences between personal risk, market risk, and aspirational riskHow reverse mortgages work and how they can be useful as a retirement income toolWhat are the costs of reverse mortgages Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month. Subscribe here. Thanks to IPVanish and Raycon for sponsoring the episode. For more information on this episode click here. Show Notes Quarterly Report on Household Debt and Credit 2021 Q1—Federal Reserve Bank of New York Selling Guide: Lender Letter LL-2021-03, Impact of COVID-19 on Originations (03/11/2021)—Fannie Mae0 Overreliance on Fannie and Freddie Violates Their Federal Charters by Norbert J. Michel, Ph.D.—The Heritage Foundation Mortgage Debt and Asset Allocation, Video by Ben Felix Plus Episode 329: Robinhood, Mortgages and ETF Transparency—Money For The Rest of Us Beyond Markowitz: A Comprehensive Wealth Allocation Framework for Individual Investors by Ashvin B. Chhabra How the HECM Program Works—U.S. Department of Housing and Urban Development Incorporating Home Equity into a Retirement Income Strategy by Wade D. Pfau Related Episodes 44: Should You Pay Off Your Mortgage? 238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages 317: How To Buy In A Hot Housing Market See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.