How stablecoins are similar and different from other monetary assets. What are stablecoin risks. Why central bank digital currencies are one of the biggest threats to stablecoins. Topics covered include: Why the Federal Reserve and other central banks are exploring issuing their own digital currenciesWhat is the difference between public and private moneyHow deposit insurance and central bank actions prevent runs on private moneyHow money market mutual funds are a type of stablecoinHow true stablecoins and algorithmic stablecoins differWhat is driving the demand for stablecoinsWhat are the risks of stablecoins Thanks to LinkedIn and Policygenius for sponsoring the episode. For more information on this episode click here. Show Notes Money and Payments: The U.S. Dollar in the Age of Digital Transformation January 2022—Board of Governors of the Federal Reserve System Taming Wildcat Stablecoins by Gary B. Gorton and Jeffery Zhang Money Stock Measures - H.6 Release—Board of Governors of the Federal Reserve System Top Stablecoin Tokens by Market Capitalization—CoinMarketCap Transparency—Tether Report on Stable Coins, November 2021—Various US Agencies Built to Fail: The Inherent Fragility of Algorithmic StablecoinsDr. Ryan Clements The Quest for a Truly Decentralized Stablecoin by Brady Dale—Coin Desk Cryptocurrency Doesn’t Amount to Much by Steve H. Hanke and Matt Sekerke—The Wall Street Journal Related Episodes 319: Here Come Central Bank Digital Currencies 339: How To Make Money with BlockFi, Dai, and the Evolving DeFi Ecosystem 333: How The Covid Shock Nearly Destroyed The Financial System See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What are the pros and cons of the four approaches to managing retirement savings. How to implement a bucketing or time segmentation retirement investing approach. Topics covered include: Why it takes time to find a retirement pattern that fitsHow retirement investing is a balance between safety-first and probability-based as well as maintaining optionality and committing.How total return investing differs from a safety-first approachWhat are products allow for a risk floor but also provide some potential growthHow a time segmentation or bucket approach to retirement investing works Thanks to Policygenius and Masterworks for sponsoring the episode. For more information on this episode click here. Show Notes Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide Series) by Wade Pfau A Model Approach to Selecting a Personalized Retirement Income Strategy by Alejandro Murguia and Wade D. Pfau The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau Build Ladders With iBonds® ETFs—iShares Related Episodes 279: Why All Retirees Should Consider an Income Annuity 306: Three Approaches to Asset Allocation 326: The New Math of Retirement Spending and Investing See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.