#47: New York Times bestseller, radio and television personality, Clark Howard is known as a personal finance expert, that title doesn't tell the whole story. He started reading stock tables when he was in fifth grade. He began investing in real estate at the age of 22. He created his own travel agency business at the age of 25. And he became financially independent and retired at age 31. However, after four years of living on the beach, he was ready to get back to work. He wanted to help people take control of their money and, consequently, their lives. Clark believes that money is the result of the discipline you bring into your life. Unfortunately, most people want to take the path of least resistance when it comes to achieving their goals. That's why so many people fail. Clark says that the most common mistake he sees his listeners make is getting in their own way. People give up before they've started and play the victim. That's not the path to success - financial or otherwise. So, how can you stop standing in the way of your own success? In this episode, we cover that, as well as:     •    Clark's journey to financial independence     •    Why he chose to pursue this audacious goal     •    Why he felt ready to jump back into work after enjoying four years of retirement     •    Why we behave the way we do when it comes to achieving goals     •    What money means, and why it matters     •    How to control your reaction to the inevitable setbacks we experience in life     •    Why everyone must live beneath their means and spend less than they earn to achieve any financial goal     •    What the future of money holds There were so many takeaways in this episode, I couldn't list them all. Clark is brilliant and offers some amazing insights into the financial industry, as well as business lessons he's learned throughout his years of being an entrepreneur and managing teams. Enjoy! Resources Mentioned: Clark.com Podcast
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#45: Podcast listener Eva is interested in opening a Vanguard account. She noticed that people need $50,000 to access their personal advisor services. It’ll take her several years before she can access this. What should she do in the meantime? Amy, another podcast listener, wants to invest $5,500 into her Roth IRA in 2017. Should she invest the full amount on January 1, or should she spread this throughout the year? ...and more can be found at https://affordanything.com/45-ask-paula-invest-5500-one-huge-chunk-investing-questions/ Learn more about your ad choices. Visit podcastchoices.com/adchoices