Raising a child is expensive. And of course the challenges (and spending) that come with parenthood will look different when the parents are considerably younger or older than average. Today’s guests are both mothers, but they had children at very different stages in their lives. (One was 21 when she welcomed her first; the other, 42.) Now they're both wondering how to prepare for their financial futures—and their children's.  Expert: Tiffany “The Budgetnista” Aliche.  For more on the topics covered in today's episode, visit glamour.com/money. Learn about your ad choices: dovetail.prx.org/ad-choices

Starting a small business has always been daunting—but it was measurably more so for today's guest, who opened hers (Fulton Street Books & Coffee) in the summer of 2020, amid an unprecedented global pandemic and national protests demanding accountability for the police killings of Black Americans. Here's what she learned—and what she still hopes to learn—about navigating small-business ownership and the digital-first landscape. Expert:  Mary Kay Bowman, global head of buyer, seller, core and platform products, Visa Learn more about Visa’s resources and tools for small businesses at visa.com/smallbusinesshub For more on the topics covered in today's episode, visit glamour.com/money. Learn about your ad choices: dovetail.prx.org/ad-choices